Privacy Policy

This Privacy Policy replaces any prior privacy policies previously communicated to you or displayed on the BestBankingDeals.com website, as well as any related agreements or documents previously provided to you. If there are any inconsistencies between this Privacy Policy and any other policy issued by MediaImpact EOOD, the provisions of this Privacy Policy shall prevail until an updated version is issued. This Privacy Policy is effective as of 17 February 2025.

BestBankingDeals.com is a website owned and operated by MediaImpact EOOD, a company duly registered in Bulgaria.

ACKNOWLEDGEMENT AND AGREEMENT

BestBankingDeals.com is intended for use only by individuals who are at least 18 years of age and who are legal residents of jurisdictions where our services are permitted. By accessing and using BestBankingDeals.com and its services, you acknowledge that you have read, understood, and agree to the terms outlined in this Privacy Policy. If you do not agree with this Privacy Policy, or if you do not meet the eligibility criteria, please refrain from using BestBankingDeals.com and its associated services.

COMMITMENT TO PRIVACY

MediaImpact EOOD is committed to maintaining the privacy and security of your personal information. We employ industry-standard safeguards to ensure your data is protected. If you have any concerns or inquiries regarding our privacy practices, you may contact us at info@bestbankingdeals.com.

CHANGES TO THIS PRIVACY POLICY

MediaImpact EOOD reserves the right to modify this Privacy Policy at any time to reflect changes in our practices, legal requirements, or other operational reasons. Any significant modifications will be posted on BestBankingDeals.com, and we encourage you to review this Privacy Policy regularly. Your continued use of the website and its services after any updates to the Privacy Policy constitutes your acceptance of the revised terms.

PERSONALLY IDENTIFIABLE INFORMATION

We collect and process both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various means, including but not limited to user-provided data and third-party sources. PII refers to information that can be used to specifically identify, contact, or locate an individual. Examples of PII include, but are not limited to, full name, physical address, phone number, email address, date of birth, employment details, banking information, IP address, and other identifying details. Additionally, we may receive information from third parties, such as credit reports and demographic data. However, we do not obtain credit bureau reports without your explicit consent. Non-PII, on the other hand, includes data that does not personally identify an individual, such as aggregated demographic details, Zip Code, or browsing activity.

ABOUT US

This Privacy Policy is provided on behalf of MediaImpact EOOD (“MediaImpact EOOD,” “we,” “our,” or “us”). We operate this website as part of our service, which compiles, organizes, and shares consumer data with businesses and networks for marketing and service-related purposes. Our platform connects users with financial service providers based on their expressed interest in specific products or services. We may use third-party vendors, affiliates, and advertising platforms to expand our reach and supplement our database with consumer-provided data. Additionally, we may advertise third-party services through referrals and pay-per-click advertising campaigns that may redirect users to external websites. By using BestBankingDeals.com, you consent to our use of your PII and Non-PII for these stated purposes.

We collect and retain your information to facilitate communication, process service requests, and provide information on financial services that may be of interest to you. The examples cited in this Privacy Policy are illustrative and not exhaustive.

GLBA Compliance

In accordance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (“GLBA”), this Privacy Policy serves as both your initial customer relationship notice and your annual “Privacy Notice.” If you wish to opt out of the sharing of your personal information with third parties for marketing purposes, please contact MediaImpact EOOD at info@bestbankingdeals.com to submit your request.

USA PATRIOT ACT

Pursuant to Section 326 of the USA PATRIOT ACT, all financial institutions are required to collect, verify, and maintain information that identifies each individual who opens or modifies an account. This federal mandate is designed to assist in combating terrorism financing and money laundering activities. While MediaImpact EOOD is not a financial institution, the lenders we partner with are subject to these regulations. By submitting your information on BestBankingDeals.com, you acknowledge that we may collect your name, physical address, mailing address, date of birth, and other identifying details, which will be shared with our partnered lenders as necessary for compliance with these requirements.

TELEPHONE CONSUMER PROTECTION ACT

By providing your information through our platform, you grant express written consent, in compliance with the Telephone Consumer Protection Act (“TCPA”), to be contacted by our affiliated lenders and their service providers. This includes calls and text messages using automated dialing systems or prerecorded messages, even if your number is listed on a Do-Not-Call registry. You understand that your consent is not a condition of purchasing any goods or services.

OPT-IN / OPT-OUT POLICY

MediaImpact EOOD, its affiliates, and authorized third parties may communicate with consumers who have opted in through BestBankingDeals.com or affiliated platforms. These communications may include promotional offers via email, SMS, or telephone. Consumers who wish to discontinue receiving such communications may opt out at any time without restriction.

To remove your information from our database and cease further communications, please send your request to info@bestbankingdeals.com. Upon receipt, your contact details will be added to our internal Do-Not-Contact registry within ten (10) days. If you have opted in through a third-party vendor or affiliate, we will also forward your opt-out request to that entity. However, if your information was originally obtained from another third party beyond our control, you may still receive communications from other sources. MediaImpact EOOD is not responsible for preventing all contacts from independent third-party vendors.

We adhere to CAN-SPAM regulations and respect your right to privacy. For further inquiries, please contact us at info@bestbankingdeals.com.

MINORS

MediaImpact EOOD does not knowingly collect information from children under the age of 18. No information is knowingly collected from children or used for any purpose whatsoever, including marketing and promotional purposes. If a parent or guardian becomes aware that a child under the age of 18 has provided us with personally identifiable information through any means, please contact us at the email address below, and we will promptly delete the referenced information from our records.

GENERAL INFORMATION COLLECTION AND USE

MediaImpact EOOD collects information through the Site from our prospective and existing customers at several different points on our Site. We use contact information to provide details about our company and to manage existing accounts. Users may opt out of receiving future communications; see the Opt-Out/Opt-In section of this Privacy Policy. The contact and financial information we collect is used for verifying your identity, address, and other necessary details. Not all information requested on our Site is mandatory when filling out forms. However, the following details are required to use our Site: full name; address; zip code; city; state; duration of residence at address; housing status (rent or own); email address; driver’s license or state ID number; phone number; work phone number; preferred contact time; date of birth; IP address or device specifications; military affiliation; source of income (employment or benefits); employer name; employment duration; employer’s phone number; job title; pay frequency; salary payment dates; bank account type; bank name; bank contact number; bank tenure; direct deposit status; monthly net income; and desired loan amount. We may also obtain information from third-party sources, such as credit reports, homeownership data, and demographic details. However, we do not retrieve credit bureau reports without explicit user consent.

Information about your computer hardware and software is automatically collected by MediaImpact EOOD and may be shared in aggregated form with third parties for traffic-analysis purposes. This data includes your IP address, browser type, domain names, access times, and referring website addresses. This information helps MediaImpact EOOD maintain and improve service quality and generate statistics on Site usage. We do not use third-party databases to modify or update the information you submit to us for any reason.

COOKIES

A cookie is a piece of data stored on the user’s hard drive containing information about the user. The use of cookies is in no way linked to personally identifiable information while on our Site. If a user rejects cookies, they may still use our Site; however, rejecting cookies may limit access to certain features. Cookies also help us track and analyze user interests to enhance the Site experience. All cookies, whether session-based or persistent, are associated with the personally identifiable information you provide.

Some of our business partners, including advertisers, may use cookies on our Site. However, we do not have access to or control over these cookies once they are set on your device.

LINKS

BestBankingDeals.com may contain links to external websites operated by third parties. Please note that MediaImpact EOOD does not assume responsibility for the privacy policies or practices of such third-party sites. We strongly encourage our users to review the privacy policies of every website that collects personal data. Our Privacy Policy applies solely to information collected by BestBankingDeals.com, including instances where external content may be framed within our site. Occasionally, we may collaborate with third-party vendors or affiliates to offer co-branded services. In such cases, it will be explicitly stated who is collecting the information and which privacy policy governs. Examples of such partnerships include, but are not limited to, financial institutions, credit reporting agencies, and insurance providers.

SECURITY

We employ a range of security measures to safeguard your personal information from unauthorized access, use, or disclosure. These measures include storing your personal data on secure servers with restricted access, located in controlled environments. Additionally, any highly confidential information transmitted online is protected using encryption protocols such as Secure Socket Layer (SSL) technology to ensure data integrity and confidentiality.

DISCLOSURE

While we take reasonable measures to protect your personal information, we cannot guarantee that unauthorized disclosures will never occur. For instance, we may be required by law to disclose user data to government authorities or other third parties. Additionally, unauthorized third parties may unlawfully intercept or access private communications. Furthermore, if you opt out of communications from MediaImpact EOOD via the opt-out mechanism provided in our emails, we may share your email address with the third-party service provider to ensure that your contact information is added to their internal do-not-contact list.

In the course of our business operations, MediaImpact EOOD may acquire or merge with other companies, or sell its assets. In such transactions, user data, including personal information collected via BestBankingDeals.com, may be among the transferred assets. For details on updates to this Privacy Policy, refer to the “Notification of Changes” section.

Additionally, MediaImpact EOOD reserves the right to disclose personal information in exceptional circumstances where disclosure is necessary to identify, contact, or take legal action against individuals who may be violating our rights, engaging in fraudulent activities, or posing a risk to the safety of users, MediaImpact EOOD, or any third party. We may also disclose information when required to comply with legal obligations, including court orders, regulatory requirements, or other legal processes.

SHARING INFORMATION WITH AFFILIATES

By submitting a request for information or a financial quote on BestBankingDeals.com, you consent to be contacted by MediaImpact EOOD or its affiliated third-party partners. The personal information and loan request details you provide may be shared with affiliated businesses, including but not limited to banks, commercial lenders, and licensed financial brokers, in order to process your request and provide relevant services. We may share collected data with affiliated financial service providers such as mortgage brokers, insurance companies, credit and debt service providers, and auto-finance institutions. An “affiliate” refers to a business entity that has a contractual agreement with MediaImpact EOOD to deliver services or is partially or wholly owned by MediaImpact EOOD.

INFORMATION SHARING WITH CO-BRANDED PARTNERS

Certain services available through BestBankingDeals.com are offered in collaboration with third-party partners under co-branded agreements. These co-branded services will be clearly identified within the relevant product or service request forms before you submit your request. When you choose a co-branded product or service, your Personally Identifiable Information (PII) will be directly transmitted to the designated provider’s platform. Once shared, the provider assumes full control over your data and its handling.

To facilitate identification and tracking, we may share your contact details (including but not limited to your name, address, phone number, and email address) with Ping Yo Inc. Your personal information may also be used to deliver the services you have requested, including the display of tailored content and advertisements.

Additionally, standard messaging fees from your service provider may apply to SMS communications, including confirmation messages and any follow-up correspondence. If you wish to discontinue SMS communications, you may opt-out at any time by replying with “STOP,” “END,” or “QUIT” to the received message. Once you have opted out, your SMS details will be removed from our records and will no longer be used for any secondary purposes, shared with third parties, or utilized for marketing or promotional outreach by us or our partners.

For any questions or concerns regarding your data, you may contact us at:
MediaImpact EOOD
Email: info@bestbankingdeals.com